A Standard Entry Class (SEC) code is a three letter code that describes how a payment was authorized by the consumer or business receiving an ACH transaction. SEC codes are defined and maintained by NACHA, the governing body for the ACH network.
| SEC CODE | TITLE | Transaction Type |
|---|---|---|
| ARC | Accounts Receivable Entry | Debit Single Entry |
| BOC | Back Office Conversion Entry | Debit Single Entry |
| CCD | Corporate Credit or Debit Entry | Credit or Debit Single Entry or Recurring Entry |
| PPD | Prearranged Payment and Deposit | Credit or Debit Single Entry or Recurring Entry |
| TEL | Telephone-Initiated Entry | Debit Single Entry or Recurring Entry |
| WEB | Internet-Initiated Entry | Debit or Consumer to Consumer Credit Single Entry, or Recurring Entry |