Extended Transaction Functionalities

Menu:

• Action Code 1
• Action Code 4
• Level 2 and Level 3 Data
• Fraud Detections

Action Code 1

Using action code 1 can help determine if a transaction request has already been sent, preventing the client from sending redundant requests and improving efficiency in transaction processing and management.

When action code 1 is used, the system validates the specified criteria against previous transactions. If a match is found, the response is generated based on the details of the previously requested transaction, ensuring consistency and accuracy in the response.

1. Transaction Amount
2. Transaction Type
3. Nonce
4. Account Last 4 digit

List of behavior for each transaction type

Transaction Type	Duplicate Nonce checked	Request with action code 1	Request without action code 1
1 - Auth Only	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
2- AuthCapture	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
3 - PriorAuthCapture	No	Return the previous transaction	Level 1 error - Given reference transaction not an Auth only transaction.
4 - CaptureOnly	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
5 - Void(full void)	No	Return the previous transaction	Level 1 error - Already Voided
5 - Void(partial void)	No	Return the previous transaction	Partial void is processed
7 - Refund	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
8 - Forced Refund	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
9 - Verification	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce
11 - Balance Inquiry	Yes	Return the previous transaction	Level 1 error - Duplicate Nonce

Sample Request:

Auth only with Action code 1

{
    "amount": 10.00,
    "method": "CC",
    "type": 1,
    "nonce": "1612331282",
    "test": "0",
    "market_code": "E",
    "action_code": "1",
    "card": {
        "number": "379605176666666",
        "expiration_date": "0924"
    }
}

Action Code 4

Description- Action Code 4 is used to perform the reprocess of original transaction through API. Currently supports only transaction type 1,2 and 9.(Auth Only, Auth Capture and Verification respectively)

Supported Transaction Types:

Transaction type	CC	DB	EBT	ACH
1 – Auth Only	Yes		Yes	NA
2 – Auth Capture	Yes	Yes	Yes	Yes
9 – Verification	Yes			Yes

Sample Request:

Auth only with Action code 4

{ 
    "type":"1", 
    "reference_transaction_id":{{transaction_id}},
    "action_code":"4"
}

Auth only with Action code 4 with amount

{ 
   "amount":51.99,
    "type":"1", 
    "reference_transaction_id":{{transaction_id}},
    "action_code":"4"
}

Level 2 and Level 3 data

Credit card processing methods are categorized into three levels: Level 1, Level 2, and Level 3. Each level corresponds to a different set of requirements and the amount of information that needs to be provided or passed during the payment process.

Level 2 and Level 3 card data, also known as Level II and Level III, refer to an additional set of information that can be included in a credit card transaction. These levels of data are specifically designed to provide more detailed information for transactions involving business, commercial, corporate, purchasing, and government cardholders.

Including Level 2 and Level 3 data can offer benefits such as reduced interchange rates and improved reporting capabilities for merchants.

Credit card transactions that include Level 2 and Level 3 card data can qualify for lower interchange rates, which can result in lower processing costs for merchants. It is beneficial for merchants to submit Level 2 and Level 3 data whenever possible, as it can help optimize their payment processing and reduce expenses associated with credit card transactions.

Level 2

Each card type that supports Level 2 maintains its own standards for the additional field information that is accepted. Potential fields include:

• Customer code: A unique identifier for the customer or organization making the purchase.
• Tax identification number: The tax identification number associated with the customer or organization.
• Purchase order number: The unique purchase order number provided by the customer for reference.
• Item description: A detailed description of the purchased items or services.
• Quantity: The quantity of each item or service purchased.
• Unit of measure: The unit of measure for each item or service purchased.
• Extended item amount: The total amount for each item or service purchased (quantity multiplied by price).
• Freight amount: The cost of shipping or delivery associated with the purchase.
• Duty amount: The customs duty or import duty amount if applicable.
• Destination postal code: The postal code or ZIP code of the shipping destination.
• Ship from postal code: The postal code or ZIP code from which the items are being shipped.
• Discount amount: Any discounts applied to the transaction.
• Tax amount: The amount of tax charged for the purchase.
• Miscellaneous charge amount: Any additional charges or fees associated with the transaction.
• Line item reference: A reference or identifier for each line item in the transaction.
• Order date: The date the order was placed.
• Expiration date: The expiration date of the credit card used for the transaction.

Level 3

Level 3 payments require all of the information required for Level 2 and will need to include additional information to complete the payment to reduce transaction costs. These additional fields may include:

• Ship to postal code: The postal code or ZIP code of the shipping destination.
• Ship to country code: The country code of the shipping destination.
• Order line item details: Detailed information about each line item in the order, including item description, quantity, unit price, and total price.
• Discount indicator: Indicates whether discounts are included in the transaction.
• Discount amount: The total amount of discounts applied to the transaction.
• Product code: A code or identifier for each product or service being purchased.
• Commodity code: A code that classifies the type of goods being purchased.
• Product description: A detailed description of each product or service being purchased.
• Unit of measure: The unit of measure for each product or service.
• Quantity: The quantity of each product or service being purchased.
• Extended amount: The total amount for each product or service (quantity multiplied by price).
• Tax rate: The applicable tax rate for the transaction.
• Tax amount: The total amount of tax charged for the transaction.
• Shipping amount: The cost of shipping or delivery for the transaction.
• Duty amount: The customs duty or import duty amount if applicable.
• Order date: The date the order was placed.
• Expiration date: The expiration date of the credit card used for the transaction.

Level 2 parameter details:

Onepay API	Description
invoice_number	The field is for identifying the purchase card transactions
taxable	The tax indicator is used in the automatic determination of the tax code in Purchasing
tax_amount	Amount to be paid as tax
invoice_number	A number identifying a purchase or order placed by a customer.
vat_tax_amount	A value-added tax (VAT), known in some countries as a goods and services tax (GST), is a type of tax that is assessed incrementally.
vat_tax_rate	A alternate tax rate is the percentage at which an individual or corporation is taxed.
Invoice_discount_amount	The term discount refers to the amount or percentage deducted from the normal selling price of something.
zip	A postal code to which the shipping will go to.
zip	A postal code from where the product is sent
country	A country code to which the shipping will go to.
none	Merchant tax identification numbers are nine-digit tracking numbers used by the IRS following tax laws.
PC3Add	This field represents the number of Level III details in the Purchase Card transaction.
nonce	SKU (pronounced “skew”), short for stock keeping unit, is used by retailers to identify and track its inventory, or stock.

Level 3 parameter details:

Onepay API	Description
auto generated	Sequence number of Item
item_code	Code of the Item
item_quantity	Quantity of the item
unit_of_measure	Measuring unit
item_unitprice	Unit cost of the item purchased
unit cost*item quantity	The total from unit cost and quantity of the item.
item_discount_amount	Discount amount on the item
item_vat_rate*Level 3 Line Item Total	VAT amount on the item
item_vat_rate	VAT amount on the item
item_commodity_code	VAT rate on the item
Level 3 Unit Cost*Level 3 Item Quantity	Product code of the item
item_taxable	Tax indicator of the item
item_tax_rate	Tax rate of the item
item_tax_amount	Tax amount on the item
tax_type_identifier	Tax identifier

Sample Request:

Request with Level 2 Data

{
    "amount": "1017.33",
    "method": "CC",
    "type": 2,
    "nonce": "1234564644",
    "test": "0",
    "client_ip": "106.51.27.43",
    "market_code": "M",
    "notes": "",
    "invoice_number": {{$timestamp}},
    "card": {
        "number": "4005562231212149",
        "expiration_date": "1225",
        "code": "123"
    },
    "customer": {
        "first_name": "John",
        "last_name": "Doe",
        "street_1": "1307 Broad Hollow Road",
        "street_2": "",
        "city": "Melville",
        "state": "NY",
        "zip": "11747",
        "country": "",
        "phone_number": "",
        "company": "",
        "customer_id": "",
        "email": "[email protected]",
        "email_receipt": "",
        "notes": "",
        "sms_receipt": 0
    }
    "level2_information": {
        "Invoice_discount_amount": "10.25",
        "purchaser_vat_registration_number": "1425",
        "merchant_vat_registration_number": "1568",
        "merchant_vat_invoice_reference_number": "1454",
        "summary_commodity_code": "455",
        "tax_amount": "10.35",
        "tax_after_discount_indicator": "1",
        "vat_tax_rate": "2.5",
        "vat_tax_amount": "1.25",
        "taxable": "0"
    },
    "shipping_information": {
        "first_name": "John",
        "last_name": "Doe",
        "company": "XYZ",
        "address": "1307 Broad Hollow Road",
        "city": "Melville",
        "state": "NY",
        "zip": "11747",
        "country": "US"
    }
}

Request with Level 3 data

{
    "amount": "156.47",
    "method": "CC",
    "type": 2,
    "nonce": "1234564644",
    "test": "0",
    "client_ip": "106.51.27.43",
    "market_code": "M",
    "notes": "100027150010",
    "invoice_number": {{$timestamp}},
    "card": {
        "number": "5405001111111165",
        "expiration_date": "1225",
        "code": "123"
    },
    "customer": {
        "first_name": "John",
        "last_name": "Doe",
        "street_1": "1307 Broad Hollow Road",
        "street_2": "",
        "city": "Melville",
        "state": "NY",
        "zip": "11747",
        "country": "",
        "phone_number": "",
        "company": "",
        "customer_id": "",
        "email": "[email protected]",
        "email_receipt": "",
        "notes": "",
        "sms_receipt": 0
    },
    "shipping_information": {
        "first_name": "John",
        "last_name": "Doe",
        "company": "XYZ",
        "address": "1307 Broad Hollow Road",
        "city": "Melville",
        "state": "NY",
        "zip": "11747",
        "country": "US"
    },
    "level3_information": [
        {
            "item_code": "211",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        },
        {
            "item_code": "212",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2.5",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        },
        {
            "item_code": "213",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2.5",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        }
    ]
}

Request with Level 2 Level 3 data

{
    "amount": "156.45",
    "method": "CC",
    "type": 1,
    "nonce": "1234564644",
    "test": "0",
    "client_ip": "106.51.27.43",
    "market_code": "M",
    "notes": "100027140010",
    "invoice_number": {{$timestamp}},
    "card": {
        "number": "5405001111111165",
        "expiration_date": "1225",
        "code": "123"
    },
    "customer": {
        "first_name": "John",
        "last_name": "Doe",
        "street_1": "1307 Broad Hollow Road",
        "street_2": "",
        "city": "Melville",
        "state": "NY",
        "zip": "11747",
        "country": "[email protected]",
        "phone_number": "",
        "company": "",
        "customer_id": "",
        "email": "a",
        "email_receipt": "",
        "notes": "",
        "sms_receipt": 0
    },
    "level2_information": {
        "Invoice_discount_amount": "10.25",
        "purchaser_vat_registration_number": "1425",
        "merchant_vat_registration_number": "1568",
        "merchant_vat_invoice_reference_number": "1454",
        "summary_commodity_code": "455",
        "tax_amount": "10.35",
        "tax_after_discount_indicator": "1",
        "vat_tax_rate": "2.5",
        "vat_tax_amount": "1.25",
        "taxable": "1"
    },
    "shipping_information": {
        "first_name": "rancho",
        "last_name": "Chahal",
        "company": "XYZ",
        "address": "1212",
        "city": "jdp",
        "state": "rajasthan",
        "zip": "340003",
        "country": "india"
    },
    "level3_information": [
        {
            "item_code": "211",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        },
        {
            "item_code": "212",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2.5",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        },
        {
            "item_code": "213",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2.5",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        },
        {
            "item_code": "214",
            "item_description": "",
            "item_quantity": "2",
            "item_unitprice": "1",
            "item_taxable": "1",
            "item_tax_rate": "2.5",
            "item_tax_amount": "50",
            "item_total_amount": "250",
            "item_commodity_code": "12",
            "item_product_code": "12",
            "item_discount_amount": "120",
            "item_vat_rate": "2.5"
        }
    ]
}

Sample Response

Response with Level 2 data

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "1125497",
    "transaction_uid": "d89d6fd0-057c-460e-939c-030120c3ecec",
    "transaction_datetime": "20220505T105002Z",
    "account_type": "VI",
    "account_last_4": "2149",
    "amount": "1,017.33",
    "approved_amount": "1,017.33",
    "method": "CC",
    "auth_code": "OK4045",
    "avs_result_code": "Y",
    "code_result": "M",
    "type": "2",
    "expiration_date": "1225",
    "token": "1d3e64a6d2eb474e8d72edddccc22347",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "John",
    "last_name": "Doe",
    "street_1": "1307 Broad Hollow Road",
    "street_2": "",
    "city": "Melville",
    "state": "NY",
    "zip": "11747",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "[email protected]",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "P",
    "product_id": "S",
    "prepaid_indicator": "",
    "detailcard_indicator": "X",
    "debitnetwork_indicator": ""
  }

Response with Level 3 data

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "1125498",
    "transaction_uid": "a480ad5b-cb9d-4b72-9b80-e8aaff3056dd",
    "transaction_datetime": "20220505T105430Z",
    "account_type": "MC",
    "account_last_4": "1165",
    "amount": "156.47",
    "approved_amount": "156.47",
    "method": "CC",
    "auth_code": "OK5475",
    "avs_result_code": "Y",
    "code_result": "M",
    "type": "2",
    "expiration_date": "1225",
    "token": "27980193f5a14fe283f0d447340fc9fb",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "John",
    "last_name": "Doe",
    "street_1": "1307 Broad Hollow Road",
    "street_2": "",
    "city": "Melville",
    "state": "NY",
    "zip": "11747",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "[email protected]",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "P",
    "product_id": "MC",
    "prepaid_indicator": "",
    "detailcard_indicator": "C",
    "debitnetwork_indicator": "25P30P00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00"
  }
}

Response with Level 2 Level 3 data

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "1125496",
    "transaction_uid": "bc5284b4-2cda-4ccc-9df5-67092a35cca3",
    "transaction_datetime": "20220505T104602Z",
    "account_type": "MC",
    "account_last_4": "1165",
    "amount": "156.45",
    "approved_amount": "156.45",
    "method": "CC",
    "auth_code": "OK2785",
    "avs_result_code": "Y",
    "code_result": "M",
    "type": "1",
    "expiration_date": "1225",
    "token": "27980193f5a14fe283f0d447340fc9fb",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "John",
    "last_name": "Doe",
    "street_1": "1307 Broad Hollow Road",
    "street_2": "",
    "city": "Melville",
    "state": "NY",
    "zip": "11747",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "[email protected]",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "P",
    "product_id": "MC",
    "prepaid_indicator": "",
    "detailcard_indicator": "C",
    "debitnetwork_indicator": "25P30P00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00"
  }
}

Fraud Detections

Fraud detection is a set of activities undertaken to prevent money or property from being obtained through false pretenses.

Fraud detection is applied to many industries such as banking or insurance. In banking, fraud may include forging checks or using stolen credit cards. Other forms of fraud may involve exaggerating losses or causing an accident with the sole intent for the payout.

Address Verification Service (AVS)

AVS is an effective security measure to detect online fraud. When customers purchase items, they need to provide their billing address and ZIP code. An AVS will check if this address matches with what the card issuing bank has on file.

Part of a card-not-present (CNP) transaction, the payment gateway can send a request for user verification to the issuing bank.
The AVS responds with a code that would help the merchant understand if the transaction has a full AVS match. If they don’t match, more investigation should be carried out by checking the CVV (Card Verification Value), email address, IP address on the transaction or allow your payment gateway to decline the transaction.

Code	Visa	Mastercard	Discover	American Express
A	Street address matches, ZIP does not	Street address matches, ZIP does not	Street address matches, ZIP does not	Street address matches, ZIP does not
B	Street address matches, but ZIP not verified.	Not applicable	Not applicable	Not applicable
C	Street address and ZIP not verified	Not applicable	Not applicable	Not applicable
D	Street address and ZIP match (International Only)	Not applicable	Not applicable	Not applicable
E	AVS data is invalid or AVS is not allowed for this card type	Not applicable	Not applicable	Not applicable
F	Street address and postal code match (UK Only)	Not applicable	Not applicable	Street address matches, card member name does not match
G	Non-U.S. issuing bank does not support AVS.	Not applicable	Not applicable	Not applicable
I	Address information not verified for international transaction	Not applicable	Not applicable	Not applicable
K	Not applicable	Not applicable	Not applicable	Card member name matches
L	Not applicable	Not applicable	Not applicable	Card member name and ZIP match
M	Street address and postal code match (International Only)	Not applicable	Not applicable	Card member name, street address, and ZIP code match
N	Street address and ZIP code do not match	Street address and ZIP code do not match	Street address and ZIP code do not match	Street address and ZIP code do not match
O	Not applicable	Not applicable	Not applicable	Card member name and street address match
P	Zip code matches, street address unverifiable due to incompatible formats (International Only)	Not applicable	Not applicable	Not applicable
R	System unavailable, retry	System unavailable, retry	System unavailable, retry	System unavailable, retry
S	AVS not supported	AVS not supported	AVS not supported	AVS not supported
T	Not applicable	Not applicable	9-Digit ZIP matches, street address does not	Not applicable
U	Address information unavailable. Returned if the U.S. bank does not support non-U.S. AVS or if the AVS in a U.S. bank is not functioning properly.	Address information unavailable	Address information unavailable	Address information unavailable
W	9-Digit ZIP matches, street address does not	9-Digit ZIP matches, street address does not	9-Digit ZIP matches, street address does not	Card member name, ZIP, and street address do NOT match
X	9-Digit ZIP and street address match	9-Digit ZIP and street address match	9-Digit ZIP and street address match	Not applicable
Y	5-Digit ZIP and street address match	5-Digit ZIP and street address match	5-Digit ZIP and street address match	5-Digit ZIP and street address match
Z	5-Digit ZIP matches, street address does not	5-Digit ZIP matches, street address does not	5-Digit ZIP matches, street address does not	5-Digit ZIP matches, street address does not

Sample Requests:

Request to identify AVS Result Code Y

{ 
   "market_code": "E",
   "amount":"125.67",
   "method":"CC",
   "type":2,
   "nonce":"1234564644",
   "card":{ 
      "number":"4547755346345854",
      "expiration_date":"0425"
   },
       "customer": {
        "first_name": "",
        "last_name": "",
        "street_1": "WSDFGHBN",
        "street_2": "",
        "city": "",
        "state": "JHJMGFDFTRTJHGFDGGDFBFJHGGFDDGFHJGFDFGH.",
        "zip": "AWEDRFGH",
        "country": ""
       }
  
}

Request to identify AVS Result Code W

{ 
   "market_code": "E",
   "amount":"125.67",
   "method":"CC",
   "type":2,
   "nonce":"1234564644",
   "card":{ 
      "number":"4547755346345854",
      "expiration_date":"0425"
   },
       "customer": {
        "first_name": "",
        "last_name": "",
        "street_1": "",
        "street_2": "",
        "city": "",
        "state": "",
        "zip": "66002-67954",
        "country": ""
       }
  
}

Request to identify AVS Result Code Z

{ 
   "market_code": "E",
   "amount":"125.67",
   "method":"CC",
   "type":2,
   "nonce":"1234564644",
   "card":{ 
      "number":"4547755346345854",
      "expiration_date":"0425"
   },
       "customer": {
        "first_name": "",
        "last_name": "",
        "street_1": "",
        "street_2": "",
        "city": "jklda",
        "state": "sads",
        "zip": "35004"
    
       }
  
}

Request to identify AVS Result Code A

{ 
   "market_code": "E",
   "amount":"125.67",
   "method":"CC",
   "type":2,
   "nonce":"1234564644",
   "card":{ 
      "number":"4547755346345854",
      "expiration_date":"0425"
   },
       "customer": {
        "first_name": "",
        "last_name": "",
        "street_1": "jdhv",
        "street_2": "dbd",
        "city": "hg",
        "state": "",
        "zip": "",
        "country": ""
       }
  
}

Sample Response:

Response with AVS Result Code Y

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "19210080",
    "transaction_uid": "e4d418da-0ffc-47c0-8dc9-371e5150f1b3",
    "transaction_datetime": "20230517T095221Z",
    "account_type": "VI",
    "account_last_4": "5854",
    "amount": "125.67",
    "approved_amount": "125.67",
    "method": "CC",
    "auth_code": "OK3964",
    "avs_result_code": "Y",
    "code_result": "",
    "type": "2",
    "expiration_date": "0425",
    "token": "e11528ffbec346c08a04e9553c4af32c",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "",
    "last_name": "",
    "street_1": "WSDFGHBN",
    "street_2": "",
    "city": "",
    "state": "JHJMGFDFTRTJHGFDGGDFBFJHGGFDDGFHJGFDFGH.",
    "zip": "AWEDRFGH",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "C",
    "product_id": "F",
    "prepaid_indicator": "",
    "detailcard_indicator": "X",
    "debitnetwork_indicator": ""
  }
}

Response with AVS Result Code W

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "19210082",
    "transaction_uid": "417dfa35-17bd-496c-a6b2-f47e963dd37f",
    "transaction_datetime": "20230517T095309Z",
    "account_type": "VI",
    "account_last_4": "5854",
    "amount": "125.67",
    "approved_amount": "125.67",
    "method": "CC",
    "auth_code": "OK4474",
    "avs_result_code": "W",
    "code_result": "",
    "type": "2",
    "expiration_date": "0425",
    "token": "e11528ffbec346c08a04e9553c4af32c",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "",
    "last_name": "",
    "street_1": "",
    "street_2": "",
    "city": "",
    "state": "",
    "zip": "6600267954",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "C",
    "product_id": "F",
    "prepaid_indicator": "",
    "detailcard_indicator": "X",
    "debitnetwork_indicator": ""
  }
}

Response with AVS Result Code Z

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "19210083",
    "transaction_uid": "44b63873-e7d0-433a-8cc5-504cd8f0bda9",
    "transaction_datetime": "20230517T095326Z",
    "account_type": "VI",
    "account_last_4": "5854",
    "amount": "125.67",
    "approved_amount": "125.67",
    "method": "CC",
    "auth_code": "OK4664",
    "avs_result_code": "Z",
    "code_result": "",
    "type": "2",
    "expiration_date": "0425",
    "token": "09f7c6b1abe84c9b9dacb227c1425e83",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "",
    "last_name": "",
    "street_1": "",
    "street_2": "",
    "city": "jklda",
    "state": "sads",
    "zip": "35004",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "C",
    "product_id": "F",
    "prepaid_indicator": "",
    "detailcard_indicator": "X",
    "debitnetwork_indicator": ""
  }
}

Response with AVS Result Code A

{
  "transaction_response": {
    "result_code": 1,
    "result_sub_code": "000",
    "result_text": "APPROVED",
    "transaction_id": "19210084",
    "transaction_uid": "48e5d3a1-fce1-465d-8bd3-6caaaf3ac8d6",
    "transaction_datetime": "20230517T095342Z",
    "account_type": "VI",
    "account_last_4": "5854",
    "amount": "125.67",
    "approved_amount": "125.67",
    "method": "CC",
    "auth_code": "OK4844",
    "avs_result_code": "A",
    "code_result": "",
    "type": "2",
    "expiration_date": "0425",
    "token": "e11528ffbec346c08a04e9553c4af32c",
    "emv": "",
    "emv_tag_data": "",
    "entry_mode": "01"
  },
  "nonce": "1234564644",
  "test": "0",
  "customer": {
    "first_name": "",
    "last_name": "",
    "street_1": "jdhv",
    "street_2": "dbd",
    "city": "hg",
    "state": "",
    "zip": "",
    "country": "",
    "phone_number": "",
    "company": "",
    "customer_id": "",
    "email": "",
    "email_receipt": "NO",
    "notes": "",
    "action_code": ""
  },
  "card_info": {
    "card_class": "C",
    "product_id": "F",
    "prepaid_indicator": "",
    "detailcard_indicator": "X",
    "debitnetwork_indicator": ""
  }
}