Response Code

List of Response code

ACH SEC codes

Gateway API header response code

Result code	Result Subcode	Result Text
3	1000	Invalid or missing Header Information!
3	1001	Invalid or missing Header Information!
3	1002	Invalid transaction request or empty!
3	1003	Invalid batch request or empty!
3	1004	Invalid billing request or empty!
3	1005	Invalid customer request or empty!
3	1006	Invalid token request or empty!
3	1007	Invalid Merchant Or Terminal active status!.
3	1008	Not able to process ACH Transaction for the selected terminal!
3	1009	Not able to process EBT Transaction for the selected terminal!.
3	1010	Not able to process Debit Transaction for the selected terminal!.
3	1011	Gateway Timeout or No response from the processors! Try after some time.
3	1012	Authentication error or XMLError or OtherError or InvalidSessionContext or UnknownServiceID or Timeout and no response from Processor
3	1013	Unable to connect Processors ((403) Forbidden).
3	1014	Authentication Issues.
3	1015	Gateway Timeout
3	1016	Invalid Processor.
3	1017	Invalid ACH Processor
3	1018	EMV process not enabled, unable to process the transaction.

Gateway API transaction response code

Result code	Result Subcode	Result Text
3	1050	General Error
3	1051	Validation - ““ * Message Varies Invalid- amount , method, type, nonce, Duplicate nonce, test, reference transaction id, client_ip, device_code, market_code, notes, character notes or more than 200 character, approval_code, character or more than 6 character on approval_code, character or more than 7 character on Voucher number, additioanl amount, Additioanl Type, Additional Amount not greater than Transaction Amount, Nonce cannot be empty, Record not found, Invalid or No Card Details Provided,tax_amount, vat_tax_amount, vat_tax_rate, Invoice_discount_amount, tax_indicator.
3	1052	Invalid Market code, RETAIL & ECOMM Transactions not allowed
3	1052	Invalid Market code, for Processor Level Transactions not allowed.
3	1053	Invalid Market code, RETAIL Transactions not allowed.
3	1054	Record not found.
3	1055	GatwayId or TerminalId not matched, unable to process the transaction.
3	1056	The last 4 digits of the card number not match with the original transaction, unable to process the transaction.
3	1057	Given reference transaction, not an auth only transaction, Unable to process.
3	1058	Transaction amount greater than the authorized amount for the given reference transaction, unable to process.
3	1059	Error in to process Prior Auth Capture Transaction, Unable to process it now Try again later!
3	1060	Transaction already voided, unable to process the void!
3	1061	Transaction amount greater than the authorized amount for the reference transaction, unable to process the void!
3	1062	Transaction amount greater than or equal to the authorized amount for the reference transaction, unable to process the Partial-void!
3	1063	The error into process void Transaction, Unable to process it now Try again later!
3	1064	Void Transaction failure during an update into DB.
3	1065	Current Transaction un-settled, unable to process the refund!
3	1066	The current Transaction already Voided, unable to process the refund!
3	1067	Not valid Auth Transaction, unable to process the refund!
3	1068	Transaction amount greater than the settlement amount for the reference transaction, unable to process the refund!
3	1069	Transaction amount not eligible for a refund, unable to process the refund!
3	1070	Error into process refund transaction, Unable to process it now Try again later!
3	1071	Refund void transaction failure during an update into DB
3	1072	The refund transaction voided successfully.
3	1073	The refund transaction already voided. unable to process the void!
3	1074	Restrict to process the Refund Transaction!
3	1075	Error in to process Pre-Auth transaction, Unable to process it now Try again later!
3	1076	Transaction failure during insert or update into DB.
3	1077	Transaction already decline, unable to process!.
3	1078	Soft decline reason -CVV
3	1079	Role doesn’t have permission for Unlinked refund
3	1080	Account doesn’t support this card brand (Allowed Card Brand)
3	1081	Account doesn’t support Credit Cards
3	1083	Invalid UserId or Empty
3	1084	Invalid POS Entry code
3	1085	Invalid card brand for AFT
3	1086	APIKey IP restricted, transaction not allowed

Gateway API customer response code

Result code	Result Subcode	Result Text
3	2000	Success
3	2001	Failure
3	2002	General Error
3	2003	Validation - ““ *Message Errors
3	2004	Customer already exists
3	2005	Customer not found
3	2006	Customer Id is required
3	2007	Customer already Inactive
	2008	Invalid Customer User ID
3	2009	Invalid Customer Customer ID
3	2010	Customer Token not found
3	2011	Token ID is required
3	2012	Customer Token assigned for billing plan!. Unable to delete token
3	2013	Customer firstname is required

Gateway API token response code

Result code	Result Subcode	Result Text
1	3000	Token information added
1	2010	Token information updated
1	3001	Failure
3	3002	General Error
3	3003	Validation - ““ *Message Errors
3	3004	Invalid Card Number
3	3005	Invalid Card group object Or No details provided
3	3006	Token Information not found.

First Data response code

TSYS response code

Result code	Result Subcode	Result Text
1	00	Approved and completed
1	08	Approved and completed
1	10	Partial approval for the authorized amount returned in Group III version 022
1	11	VIP approval
2	1	Refer to issuer
2	2	Refer to issuer-Special condition
2	3	Invalid Merchant ID
2	4	Pick up card (no fraud)
2	5	Do not honor
2	6	General error
2	7	Pick up card, special condition (fraudaccount)
2	12	Invalid transaction
2	13	Invalid amount
2	14	Invalid card number
2	15	No such issuer
2	19	Re-enter transaction
2	21	Unable to back out transaction
2	25	Unable to locate the account number
2	28	File is temporarily unavailable
2	30	Transaction was improperly formatted
2	39	No credit account
2	43	Stolen card, pick up (fraud account)
2	51	Insufficient funds
2	52	No checking account
2	53	No savings account
2	54	Incorrect PIN
2	55	Incorrect PIN
2	57	Transaction not permitted-Card
2	61	Exceeds withdrawal limit
2	62	Invalid service code, restricted
2	63	Security violation
2	65	Activity limit exceeded
2	75	PIN tried exceeded
2	76	Unable to locate, no match
2	77	Inconsistent, reversed, or repeat data
2	78	No account
2	79	Already reversed at switch
2	80	No Financial impact (used in reversal responses to decline originals)
2	81	Cryptographic error
2	82	CVV data is not correct
2	83	Cannot verify PIN
2	85	No reason to decline
2	86	Cannot verify PIN
2	91	Issuer or switch is unavailable
2	92	Destination not found
2	93	Violation, cannot complete
2	94	Unable to locate, no match
2	96	System malfunction
2	A1	POS device authentication successful
2	A2	POS device authentication not successful
2	A3	POS device deactivation successful
2	B1	Surcharge amount not permitted on debit cards or EBT food stamps
2	B2	Surcharge amount not supported by debit network issuer
2	CV	Card Type Verification Error
2	D3	Transaction failure due to missing or invalid 3D-Secure cryptogram
2	E1	Encryption is not configured
2	E2	Terminal is not authenticated
2	E3	Data could not be decrypted
2	EA	Verification error
2	EB	Verification error
2	EC	Verification error
2	HV	Hierarchy Verification Error
2	K0	Token request was processed
2	K1	Tokenization is not configured
2	K2	Terminal is not authenticated
2	K3	Data could not be de-tokenized
2	M0	Mastercard: Canada region-issued Domestic Debit Transaction not allowed
2	N3	Cash back service not available
2	N4	Exceeds issuer withdrawal limit
2	N7	CVV2 Value supplied is invalid
2	P0	Contact Merchant Services/Technical Support
2	P1	Contact Merchant Services/Technical Support
2	P2	Contact Merchant Services/Technical Support
2	P3	Contact Merchant Services/Technical Support
2	P4	Contact Merchant Services/Technical Support
2	P5	Contact Merchant Services/Technical Support
2	P6	Contact Merchant Services/Technical Support
2	P7	he terminal has not yet completed the boarding process. The Serial Number has not been set up.
2	Q1	Card authentication failed
2	R0	Customer requested stop of specific recurring payment
2	R1	Customer requested stop of all recurring payments from specific merchant
2	R3	All recurring payments have been canceled for the card number in the request
2	S0	The PAN used in the transaction is inactive.
2	S1	The Mod-10 check failed.
2	S5	Decline – no preauthorization found.
2	S9	The Authorization Server is shut down.
2	SA	The Authorization Server is shut down.
2	SB	Invalid card status – status is other than active
2	SC	Unknown dealer/store code – special edit.
2	SD	Maximum number of recharges is exceeded.
2	SE	Card was already used.
2	SF	Manual transactions not allowed.
2	SH	Transaction type was unknown.
2	SJ	An invalid tender type was submitted.
2	SK	An invalid customer type was submitted.
2	SL	PIN was locked.
2	SM	The maximum number of redemptions was exceeded.
2	SP	The maximum number of PAN tries was exceeded.
2	SR	The card was already issued.
2	SS	The card was not issued.
2	T0	First check is okay and has been converted.
2	T1	The check is okay but cannot be converted. This is a declined transaction.
2	T2	Invalid ABA number, not an ACH participant.
2	T3	Amount greater than the limit.
2	V1	Daily threshold exceeded.

Check commerce response code

Result code	Result Subcode	Result Text
1	000	Approval
2	6001	Verification Failed
2	6006	Verification Failed
3	1002	Invalid Transaction Request or Empty
3	1051	Validation message Varies 1.aba_code:-Invalid aba_code. 2.account_type:-Invalid account Type. 3.amount:- Amount is lesser than the lower limit 4.aba_code:- ABA code is required aba_code:-Account Number is Required.
3	1065	current Transaction unsettled, unable to process the refund.

AVS codes

Result code	Result Text	Card Type Supported
0	AVS not performed yet or not requested Visa and MasterCard only	(Network ID = ‘06’ (PULSE))
0	NYCE stands in for an issuer or otherwise does not receive a specific code in response from an issuer	Network ID = ‘28’ (NYCE))
A	Street address matches, postal code does not match	Visa MasterCard or MaestroInt (AMEX) Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
B	Street addresses match; postal code not verified due to incompatible formats	Visa
C	Street address and postal code not verified	Visa
D	Street addresses and postal codes match (International only)	Visa
D	Card member Name incorrect, Billing Postal Code matches	(AMEX)
E	Card member Name incorrect, Billing Address and Postal Code match	(AMEX)
E	Error, ineligible transaction	(Network ID = ‘06’ (PULSE))
E	Error on request	(Network ID = ‘17’ (STAR NorthEast))
E	Err, ineligible tran, or content error	(Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West))
F	Street address and postal code match (UK)	Visa
F	Card member Name incorrect, Billing Address matches	(AMEX)
G	Address information not verified for international transaction. Issuer is not an AVS Participant, or, AVS data was present in the request but the issuer did not return an AVS result, or no address on file (International only)	Visa Discover or JCB
I	Address verification service not performed (International only)	Visa
K	Card member Name matches	(AMEX)
L	Card member Name and Billing Postal Code match	(AMEX)
M	Street address and postal code match (International only)	Visa
M	Card member Name, Billing Address and Postal Code match	(AMEX)
N	No match; neither the street addresses nor the postal codes match	Visa MasterCard or MaestroInt (AMEX) Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
O	Card member Name and Billing Address match	(AMEX)
P	Postal code matches; street address not verified	Visa
R	Retry, system unavailable to process or timed out	Visa MasterCard or MaestroInt (AMEX) Discover or JCB Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
S	Service not supported	Visa MasterCard or MaestroInt (AMEX) Discover or JCB,
S	AVS is currently not supported Debit Mastercard only)	(Network ID = ‘69’ (ACCEL)) Network ID = ‘06’ (PULSE), Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
U	Address information is unavailable.	Visa MasterCard or MaestroInt (AMEX) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
U	No data received from Issuer	Discover or JCB Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE)
W	No, Card member Name, Billing Address and Postal Code are all incorrect	(AMEX)
W	For U.S. addresses, nine-digit postal code matches, address does not; for address outside the U.S., postal code matches, address does not.	Visa MasterCard or MaestroInt Discover or JCB Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
X	For U.S. addresses, nine-digit postal code and address matches; for addresses outside the U.S., postal code and address match.	Visa MasterCard or MaestroInt Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)
Y	Both postal code and address match.	Visa MasterCard or MaestroInt (AMEX) Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE)
Z	Postal code matches, Street address does not match or Street address not included in request.	Visa MasterCard or MaestroInt (AMEX) Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE)
Z	Nine or five digit postal code matches, address does not match	(AMEX) Discover or JCB Network ID = ‘69’ (ACCEL) Network ID = ‘06’ (PULSE) Network ID = ‘28’ (NYCE) Network ID = ‘17’ (STAR NorthEast) Network ID = ‘07’ or ‘23’ (STAR SouthEast or STAR West)

Fraud Detection - Soft Declines

Result code	Result Subcode	Result Text
2	1077	Transaction was submitted without a billing address(AvsCode-B) AVS data projected is invalid or AVS is not allowed for the card type that was used.(AvsCode-E) The AVS system was unavailable at the time of processing(AvsCode-R) The issuing bank is of non US origin and does not support AVS(AvsCode-G) The address information for the card holder is unavailable(AvsCode-U) The US card issuing bank does not support AVS(AvsCode-S) AVS information did not match(AvsCode-N) Address Match - zip didn’t(AvsCode-A) Address did not match, Only zip code match(AvsCode-Z) Address did not match, Zip code and extended zip code match(AvsCode-W) Address and Zip code match(AvsCode-Y)
2	1078	Does NOT match (CCVCode-N) Is NOT Processed (CCVCode-P) Should be on card, but is not indicated(CCVCode-S) Issuer is not certified or has not provided encryption key(CCVCode-U)

CVV Codes

CVV code	Description
D	CVV did not match
N	CVV should be on the card, but the merchant has indicated it is not present
P	CVV check was not performed
U	The issuer does not support CVV
X	CVV information is not available
Y	CVV matched